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Here is why your auto insurance rates change Have you ever opened an insurance renewal letter or an email and wonder what changed that caused your rate to go up or down? Lets take a look and see what some of the reasons are behind the price fluctuations. You may have added or removed vehicles … Continue reading 7 Reason Your Auto Rates Change
Do you like your laptop? How about your sofa? Could you afford to buy them again if a fire destroyed your apartment? Do you have a plan to replace your TV, clothes, or jewelry if a thief decides to pick the lock on your door and share them with craigslist or the local pawn shop? … Continue reading Renters Insurance – What is it? Why do I need it? How much is it?
At the end of each year, we are whisked through a series of holiday celebrations, all leading up to the most contemplative day of the year: New Year’s Eve. Whilst reflecting on our accomplishments and goals, it’s easy to forget about the logistics of updating our home insurance policies to include all of the newly … Continue reading End-of-the-Year Insurance Checklist
How much Homeowners Insurance do I need? You need enough insurance to cover the following: The structure of your home. Your personal possessions. The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs. Your liability to others. The structure You need enough insurance to cover the … Continue reading How much Home Insurance do I need?
When you buy a new car, the moment you drive it off the lot, the car is now considered a used car. For this reason, the value of the car decreases dramatically. Gap insurance helps covers the gap between what your vehicle is worth, and what you would have to pay if you car was … Continue reading What is Gap Insurance?
Vacant Property, Be It A Home Up For Sale Or A Rehab, Still Needs Proper Insurance. If You Have A Typical Homeowners Policy And Are Selling Your Home And No Longer Live In The Home, Then You Run The Risk Of Being Denied Coverage Should Something Happen. The Insurance Company Originally Signed Up To Cover You In The … Continue reading A Vacant Home Up For Sale Or Rehab Still Needs Insurance
There is a lot of confusion out there on what the difference is between someone that is listed as “Certificate Holder” vs. “Additional Insured”. You, being the one that purchased the policy and are the named insured, may get requests from various clients that you are working with to be added as one of these. Here is the difference: … Continue reading Certificate Holder vs. Additional Insured – What is the Difference?
Article by Steven Darmofal The man on the phone was looking for help. He and his wife had just received a letter from the bank saying they were now required to purchase flood insurance on their home. Their bank said they had a little over a month to get a flood policy in place – … Continue reading What To Do When Your Bank Requires You To Have Flood Insurance
Are you moving to an apartment, condo, or other dwelling? About to renew your existing insurance? We have great rates on renters insurance for all Texas residents. Give us a call or fill out our quote form by clicking link below. Renter Quote Form
Here at Woods Insurance Agency we love referrals. For every referral that calls our office to get a quote or goes online and fills out one of our quote forms then we will send YOU a free gift card for $10 to Starbucks, Walmart, or Subway. CLICK HERE for details on our referral program and … Continue reading We love referrals!