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At the end of each year, we are whisked through a series of holiday celebrations, all leading up to the most contemplative day of the year: New Year’s Eve. Whilst reflecting on our accomplishments and goals, it’s easy to forget about the logistics of updating our home insurance policies to include all of the newly … Continue reading End-of-the-Year Insurance Checklist
How much Homeowners Insurance do I need? You need enough insurance to cover the following: The structure of your home. Your personal possessions. The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs. Your liability to others. The structure You need enough insurance to cover the … Continue reading How much Home Insurance do I need?
When you buy a new car, the moment you drive it off the lot, the car is now considered a used car. For this reason, the value of the car decreases dramatically. Gap insurance helps covers the gap between what your vehicle is worth, and what you would have to pay if you car was … Continue reading What is Gap Insurance?
Vacant Property, Be It A Home Up For Sale Or A Rehab, Still Needs Proper Insurance. If You Have A Typical Homeowners Policy And Are Selling Your Home And No Longer Live In The Home, Then You Run The Risk Of Being Denied Coverage Should Something Happen. The Insurance Company Originally Signed Up To Cover You In The … Continue reading A Vacant Home Up For Sale Or Rehab Still Needs Insurance
There is a lot of confusion out there on what the difference is between someone that is listed as “Certificate Holder” vs. “Additional Insured”. You, being the one that purchased the policy and are the named insured, may get requests from various clients that you are working with to be added as one of these. Here is the difference: … Continue reading Certificate Holder vs. Additional Insured – What is the Difference?
Article by Steven Darmofal The man on the phone was looking for help. He and his wife had just received a letter from the bank saying they were now required to purchase flood insurance on their home. Their bank said they had a little over a month to get a flood policy in place – … Continue reading What To Do When Your Bank Requires You To Have Flood Insurance
Are you moving to an apartment, condo, or other dwelling? About to renew your existing insurance? We have great rates on renters insurance for all Texas residents. Give us a call or fill out our quote form by clicking link below. Renter Quote Form
Here at Woods Insurance Agency we love referrals. For every referral that calls our office to get a quote or goes online and fills out one of our quote forms then we will send YOU a free gift card for $10 to Starbucks, Walmart, or Subway. CLICK HERE for details on our referral program and … Continue reading We love referrals!
However, there is a new database in town, it’s in place, and it’s aim is to get everyone paying for insurance. TexasSure is a new vehicle insurance verification system that will ultimately allow law enforcement and county tax officials to confirm whether a vehicle in Texas has required personal auto liability insurance coverage. It will … Continue reading In Texas, 1 out of every 5 vehicles is uninsured
Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident. If you buy insurance to meet … Continue reading Automobile Insurance Made Easy