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Vacant Property, Be It A Home Up For Sale Or A Rehab, Still Needs Proper Insurance. If You Have A Typical Homeowners Policy And Are Selling Your Home And No Longer Live In The Home, Then You Run The Risk Of Being Denied Coverage Should Something Happen. The Insurance Company Originally Signed Up To Cover You In The … Continue reading A Vacant Home Up For Sale Or Rehab Still Needs Insurance
There is a lot of confusion out there on what the difference is between someone that is listed as “Certificate Holder” vs. “Additional Insured”. You, being the one that purchased the policy and are the named insured, may get requests from various clients that you are working with to be added as one of these. Here is the difference: … Continue reading Certificate Holder vs. Additional Insured – What is the Difference?
Article by Steven Darmofal The man on the phone was looking for help. He and his wife had just received a letter from the bank saying they were now required to purchase flood insurance on their home. Their bank said they had a little over a month to get a flood policy in place – … Continue reading What To Do When Your Bank Requires You To Have Flood Insurance
Are you moving to an apartment, condo, or other dwelling? About to renew your existing insurance? We have great rates on renters insurance for all Texas residents. Give us a call or fill out our quote form by clicking link below. https://www.texasinsurance.biz/renters-insurance-quote/
Here at Woods Insurance Agency we love referrals. For every referral that calls our office to get a quote or goes online and fills out one of our quote forms then we will send YOU a free gift card for $10 to Starbucks, Walmart, or Subway. CLICK HERE for details on our referral program and … Continue reading We love referrals!
However, there is a new database in town, it’s in place, and it’s aim is to get everyone paying for insurance. TexasSure is a new vehicle insurance verification system that will ultimately allow law enforcement and county tax officials to confirm whether a vehicle in Texas has required personal auto liability insurance coverage. It will … Continue reading In Texas, 1 out of every 5 vehicles is uninsured
Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident. If you buy insurance to meet … Continue reading Automobile Insurance Made Easy
When providing you a quote on insurance for your home or auto an agent may ask for a copy of the Declarations Page aka “DEC Page” to make sure they are compairing apples-to-apples against your current coverages. This will allow you to see if your getting a better price for the same type of coverage … Continue reading Why Insurance Agents May Ask For DEC Pages
Credit checks from your insurance company is considered a “soft hit” and an inquiry will be added to your credit report each time an insurance company accesses your credit report. But, the inquiries will have no effect on credit scores or lending decisions. Insurance inquiries are shown only on your personal credit report. They are … Continue reading Credit Check From Your Insurance Company
Many people often ask what the difference is between Mortgage Protection Insurance and Life Insurance. While mortgage protection is often accomplished by a simple term life insurance policy, there are often many different options to protect your family and your mortgage. Term Life Insurance is simply life insurance for a term period of time. That … Continue reading Mortgage Protection Insurance vs Term Life Insurance